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Framework
FOURPILLARSOFDEFENSIBILITY
Defensibility
Each alert comes with legal citations your regulators accept. Defensible under BACEN Circular 3,978 from day one.
BACEN 3,978 · Law 9,613
Explainability
Every alert comes with a human-readable justification. No black-box decisions — ever.
XAI . SHAP / LIME
Auditability
A fully traceable and mathematically proven path, from the raw data source to the final ML decision.
END TO END . TRACEABLE
Control
Strict governance over data, ensuring absolute compliance with the LGPD and the CNJ’s cloud restrictions.
LGPD . CNJ COMPLIANCE
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Architecture
FIVE-LAYERINTELLIGENCESTACK
Each layer builds on the previous one — from the ingestion of raw transactions to a regulator-ready evidence package, delivered to the compliance analyst in real time.
Suspicious transaction classified under COAF Typology X (structuring), pursuant to BACEN Circular 3,978/2020. Communication within 24h recommended."
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Output
ADIAGNOSISTHATEXPLAINSITSELF
This is what reaches the compliance analyst — not a number in a vacuum, but a complete legal rationale, with citations, risk factors, and statistical proof behind every flag.
HIGH-RISK ENTITY
85
/100
Passive party in active legal proceeding
Classified as a Politically Exposed Person (PEP)
Partner in companies with high-risk CNAEs for AML
Hidden corporate links with money-laundering fronts
LOW-RISK ENTITY
12
/100
No legal proceedings found
No PEP classification identified
No association with high-risk CNAEs
No anomalous links in the corporate network
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Framework
THEREGULATORYECOSYSTEM
NeoLabsAI ingests and reconciles Brazil’s entire public regulatory surface — from BACEN and COAF to the judicial and sanctions ecosystems. A single auditable graph, continuously expanding.
BACEN and COAF
Official catalogs of typologies and behavioral signals from the Open Finance ecosystem.
BACEN (SCR / CCS)
COAF typologies
Behavioral Open Finance
[
Conjunto 01 — Regulatório
]
Corporate records
Complete corporate trees and PEP exposure — the ownership layer that black-box systems ignore.
Federal Revenue Service (QSA)
Public B3 data
Corporate trees
PEP lists (electoral, donations)
[
Set 02 — Identity
]
Courts and sanctions
Every active case, sanctions list, and disqualification — mapped in real time to entity profiles.
DataJud (CNJ)
Interpol and OFAC
CEIS / CNEP / CEPIM
National List of Slave Labor
[
Set 03 — Judicial
]
Federal transparency
Public procurement and transfer flows — the government-side exposure your current system does not see.
Transparency Portal
PNCP (Public procurement)
Transferegov
[
Set 04 — Governmental
]
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Audience
BUILTFORINSTITUTIONSUNDERSCRUTINY
Made with the market
Custom-built from the real pain points of regulated institutions, translating AML challenges into explainable, auditable, and defensible technology.
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Contact
SPECIALISTAIFORDECISIONSTHATNEEDTOBEEXPLAINED
Generic scores are not defensible under BACEN Circular 3,978. We built what is.
Each alert comes with a legal citation, statistical proof, and recommended action. If you are evaluating an AML stack and care about defensibility, let’s talk.